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____________________________ NON PROFIT ORGANIZATION US Postage Paid Permit # 151 ____________________________
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Retiree Bulletin
July,
2008
Chapter 305 Officers: Chapter
2911 Officers:
Barb Parrott Chairperson
Grace Ley Vice
Chairperson
Hazel Sitko Recording
Sec.
Carol Davis Financial
Sec. Steve Bell
Dorothy Ward Sgt.
of Arms Don Steffen
Insurance Dan Alter 461-1383 and/or 918-4094 (
Local 2911
Website: http://www.uawlocal2911.org
Chapter Meetings: Chapter 305
August meeting on
Chapter 2911 July 2008 meeting canceled
.
Greetings
Retiree’s and Spouses:
May
Retiree Joint Chapter 305 and Chapter 2911 Luncheon
We
were privileged to have UAW Region 3 Director Mo Davidson as our feature
speaker. Mo spoke of the many difficulties facing the UAW because of
corporations trying to take benefits away from UAW members and retirees.
The
UAW has been successful in retaining the insurance benefits at many
corporations over the past several years.
Mo
also reported that the labor outlook and the job situation in this country have
continued to go downhill for the last 7 years. On the positive side the UAW has
been successful in organizing and signing up new locals to join the UAW
including several Dana plants in the last few months.
Mo
gave much credit for the UAW being able to retain the health insurance benefits
for many of the UAW represented retirees to our great Region 3 Retiree
Representative Brenda Upchurch. Brenda has taken many cases to court and won
them for our brother and sister fellow UAW retirees in
Brenda
also attended our retiree luncheon and reminded us of our duty to vote for the
persons that support us retirees.
Asst.
Region 3 Director Larry Moffett also attended the luncheon, along with Area 4
Chairman Dick Merren.
We
had 87 persons attending the luncheon and the food was very good.
4-Day , 3-Night outing
at the Walter and May Reuther UAW Family Education Center, Black Lake, Onaway,
Michigan, for Region 3 RETIREES and their SPOUSE on September 2,3,4,and 5, 2008.
The cost
per person will be $185.00 per person, plus $15.00 per person if you choose a
side trip, for a total cost of $200.00. Region 3 will pay all other costs for buses,
food and lodging at
Chapter
305 is allowed 4 delegates and Chapter 2911 is allowed 2 delegates. Each person
who attends is considered a delegate.
For those interested in
applying for the annual Region 3
You MUST be a dues
paying retiree to be eligible. Availability is limited.
We
have an increasing number of retirees who request a handicap room. There are
very few of these rooms, so please let us know if you really need a handicap
room. Deadline to sign up for the trip
is
Insurance:
Those on Medicare
$200.00
annual deductible on our health insurance.
As
pointed out in past bulletins you MUST read the Explanation of Benefit from
If
you have difficulties call Dan @ 260-918-4094 and I will assist you. I have a
3-way phone, so you and I together can discuss the question with Aetna Medicare
at the same time. It is necessary to have all 3 of us on t he phone at the same
time because of the HIPPA laws protecting your privacy, you must give the OK
before any medical information can be discussed with anyone other than
yourself.
For those not yet on
Medicare
You
also have a $200.00 per year deductible which works exactly the same as
mentioned above, however; in addition you have an additional $322.00 per 80/20
co-pay. Your total out of pocket annual cost is $522.00 per year.
This
does not include office visits which you basically must pay yourself.
Once
you are eligible for Medicare then most office visits are covered by Aetna
Medicare.
As
a reminder we want to point the additional coverage that we have with the Aetna
Medicare plan that we didn’t have with the regular Medicare plan 2 years ago.
This was effective January of 2007
Old Plan Current New Plan
Through Medicare and
Hospital
Admission 100% up to 150 days 100% unlimited
Routine
Physical Not Covered 100% annually
Routine
Eye exam Not Covered 100% annually
Routine
GYN Exam 100%
every 3 years 100%
annually
Routine Mammogram 100% every 2 years 100%
annually
Bone Mass Measurement 100% 100%
annually
Colorectal Screening exams 100% 100%
annually
Prostate Cancer Screening Exam 100% 100%
annually
Immunizations (Pneumonia, Flu
And Hepatitis B) 100% 100%
annually
Skilled Nursing Care
(100 days per Medicare benefit period) 100% 100%
Hospital stay NOT required
Note that the Aetna Medicare Plan now includes
Vision Coverage. You are still eligible for vision coverage through VSP (Vision
Service Plan). Therefore, Aetna Medicare will be your primary coverage and VSP
will be your secondary coverage. Show your Aetna Medicare card for vision and
also submit the bill to VSP for additional coverage.
Shy Supplemental Trust
Mike Lacour ( he replaced Art Shy when Art
retired) who now represents us on the Supplemental Trust board called and
reported the Supplemental is still in good shape and has $697 million even the
stock market hasn’t been all that great for some time now. The Trust Fund is
projected to cover us until approximately the year 2040.
What does the Supplemental Trust do?
- Our deductible
remains at $200.00 per year, the Supplemental Trust is paying the
additional amount which is over 100% of the amount we pay.
- Our monthly Health
care premiums ($ 50 for non-Medicare and $ 25 for Medicare participants)
would be more than 125% higher if the Trust was not paying that additional
amount for us.
- Drug Co-pays would
be 50% -75% higher if the Trust was not paying the additional amounts.
- Comprehensive
Dental coverage is provided by the Supplemental Trust.
- Comprehensive
Vision coverage is provided by the Supplemental Trust.
- Hearing Aid
coverage is provided by the Supplemental Trust.
- Increased Life
Insurance is continued by the Supplemental Trust. (1992-1993 amounts with
a maximum of $10,000.00)
- Accidental Death
and Dismemberment increases continued By the Supplemental Trust
25 Years
Believe
it or not this July marks the 25 year
Anniversary of the closing of the